Florida Housing Finance Corporation (Florida Housing) was created by the state legislature 35 years ago to assist in providing a range of affordable housing opportunities for residents that help make Florida communities great places in which to live, work and do business. Our vision is to be recognized as an outstanding provider of innovative, measurable, data-driven and fiscally sustainable.
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As of January 31, 2019, 52,742 Florida families have received assistance through HHF programs and more than 20,000 received down payment and closing cost assistance through HHF-DPA. It is estimated that approximately 1,500 eligible first-time homebuyers will be assisted with this additional funding.
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The program allows home buyers to put as little as one percent (1%) of their own fund down when purchasing a home. You can use this program and others like it to offset some of the costs that come with buying a house, including closing costs, and at least part of your mortgage down payment.
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Florida Housing first-time home buyer programs offer fixed interest rates on 30-year loans, down payment assistance and tax credits to make homeownership accessible. See the eligibility.
Lower Rates are like Holiday gifts to the housing industry. And the housing industry really didn’t expect it. We are speaking of the holiday gifts with the timing of lower interest rates.