You may have heard the term “refinance” many times over the years, but what does it mean, exactly? Whenever you refinance your mortgage, you’re completely scrapping your existing loan and replacing it with a new mortgage, which may include a new interest rate, a new loan term (the length of your loan), as well as an adjustment to the total amount borrowed.
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Now, two years after Harvey, the percentage of homeowners behind on their mortgages has fallen to 4.5 percent. But that share is still 25 percent higher than the national average of 3.6 percent..
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· Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the.
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· A mortgage has become synonymous with home financing, but it’s important to understand there’s not just one type of mortgage.In fact, there are many different lending options at your disposal when it comes time to purchase your home, and a few variables, such as the type of home and your financial situation, can influence whether you should take out a loan from a primary or secondary lender.
EDINA, Minn., Dec. 18, 2018 /PRNewswire/ — Marketplace Home Mortgage, an established leader in the mortgage industry, announced today its strategic acquisition by Tustin, California-based New.
High-end home buyers are turning cautious, a blow to banks that refocused their mortgage businesses around wealthy borrowers in the years after the financial crisis. Originations for jumbo mortgages,