You are probably paying off or contributing to a mortgage – it is just someone else’s! Consider how you can get that deposit together. Recent changes to first home buyer grants in most States or Territories now only allow a grant for new property purchases such.
SoFi offered to cut my student loan rates from 6.8-7.9% to 4.375% – not bad, but I was able to work out a much better deal with my parents – I got them a better rate on their home mortgage by co-signing, and added my student loans to the principal on the mortgage.
Haven’t really thought about paying the mortgage off early with my student loans (current loan I’m paying off is at 6.5% vs mortgage at 3.5%) and my wife currently pursuing her Master’s. We do see ourselves moving in a few years to an area with lower housing costs once the student loans are taken care of.
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has anyone ever worked with Union Mortgage Group? I hav a loan pending, but the underwriting is taking forever (over a week.) I have given all docs. Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
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The money has been very helpful in terms of paying for tutors, expensive kids’ sports, home remodeling, etc.
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