The DC Circuit’s Big CFPB Ruling Carries Wide Implications. Here’s What’s Next

On January 31, 2018, the US Court of Appeals for the District of Columbia Circuit issued a ruling en banc in PHH Corporation v.CFPB that may have a significant impact on the future operations of the CFPB, as well as on industry participants’ responses to supervision and enforcement. Specifically, the court upheld the constitutionality of the CFPB’s structure as an independent financial federal.

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A federal appeals court has ruled that the "unchecked power" given to the director of the Consumer Financial Protection Bureau is unconstitutional. The U.S. Court of Appeals for the D.C. Circuit.

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D.C. Circuit Court of Appeals Rules in PHH v. CFPB Nation’s second-highest court upholds reversal of the CFPB’s enforcement ruling, but finds cfpb structure constitutional.